Rooted Stewardship · Generational Inheritance

Your Time Has
Real Value.
Reclaim It.

“A good man leaves an inheritance to his children’s children.”

Every dollar you earn represents hours of your life — irreplaceable time traded for currency that quietly melts away. We partner with you to change that. Not with fiat promises. With real, honest value built to outlast you and reach your grandchildren.

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$0AUM Fees Ever
11.5%STRC Distribution
$37k+Fees Replaced
Coinstead Financial Services
✦

“We exist because the working American deserves better than trading irreplaceable time for a melting ice cube of dollars. We partner with families to reclaim the real value of their labor, preserve it against inflation’s silent erosion, and build a heritage that reaches their children’s children. This is stewardship — not speculation. This is a covenant with your future family.”

Coinstead Financial Services — Vision & Mission

The Foundation

What We Believe About Wealth & Time

01

Your Time Is the Real Currency

You don't earn dollars. You trade hours of your one life for them. When inflation erodes those dollars, it is stealing the real value of your time — an injustice disguised as economics.

02

Stewardship Over Speculation

The parable of the talents isn't about gambling — it's about multiplying what you've been given through faithful, wise management. We build systems that work quietly and compound faithfully.

03

Heritage Is the True Goal

A good steward doesn't just protect wealth for today. He builds a foundation for his children's children. Every decision we make together is made with that third generation in mind.

04

Honest Weights & Measures

The fiat system uses unjust weights — it quietly devalues what you've saved while growing the wealth of those closest to the money printer. Bitcoin is the honest ledger the working class deserves.

05

Sovereignty Begins With Your Keys

True ownership means no third party stands between you and your wealth. Not a bank. Not an advisor. Not a government. Self-custody is not a technicality — it is a moral commitment to your family's future.

06

Partnership, Not Prescription

I walk alongside you — I don't manage you from above. This is a partnership built on shared conviction that you deserve real hope, not the false promises of a system designed to keep you dependent.

Why This Exists

The System Is Using Unjust Weights

The working American saves faithfully and loses quietly. The rules were not written for your benefit. Here’s what’s actually happening — and what we do instead.

What the Current System Does to You

  • −Prints money, quietly reducing the value of every dollar you've saved
  • −Charges 1% AUM annually — taking a piece of your wealth every year forever
  • −Shows you nominal returns but never the inflation-adjusted truth
  • −Makes saving in dollars feel responsible while the ice cube melts
  • −Leaves no plan for your children — probate steals 3–7% of what’s left
  • −Keeps you dependent on advisors, institutions, and their interests

What Coinstead Partners With You to Do

  • +Store value in Bitcoin — a fixed-supply, honest ledger that cannot be inflated away
  • +Pay once, flat-rate — your wealth grows for your family, not for an advisor
  • +See the real purchasing-power truth on every projection — no false promises
  • +Use STRC’s tax-free distribution to buy Bitcoin automatically, every month
  • +Build a generational plan — coordinated via Gannett Trust, Bitcoin-native
  • +Hold your own keys — multi-vendor multisig self-custody, no third-party risk
The Strategy

The STRC + Bitcoin Sweep

A quiet, automated pipeline that converts a preferred stock distribution into a growing Bitcoin position every month — hands-free, tax-advantaged, and designed to compound for decades.

1

Plant the Seed

Purchase $12,000 of STRC (Strategy Inc. preferred stock, Nasdaq). This is your income-generating foundation.

2

Harvest the Yield

STRC pays 11.5% annually — ~$115/month. This is Return of Capital, not taxable income. Your harvest arrives tax-free.

3

Redirect to Bitcoin

$115 sweeps automatically to River Financial or Strike — Bitcoin-only platforms with recurring purchase support.

4

Accumulate Sats

Monthly DCA into Bitcoin regardless of price. You buy faithfully every month. Time and consistency do the work.

5

Claim Sovereignty

At 1,000,000 sats (~0.01 BTC), auto-transfer to your hardware wallet. Off the exchange. In your hands. Your keys only.

6

Pass It On

Gannett Trust coordinates your Bitcoin estate plan — ensuring this inheritance reaches your children's children intact.

The Tax Advantage the Working Class Deserves to Know

STRC distributions are classified as Return of Capital (ROC) — not taxable income. Strategy Inc. has no accumulated earnings & profits and expects none for 10+ years. You are buying Bitcoin with pre-tax equivalent dollars every single month. Most financial advisors have never heard of this. Most CPAs don’t know it exists. This is the kind of knowledge that has historically only benefited the wealthy — not anymore.

11.5% Annual ROC
Tax-Free Sweep

Not ready for direct Bitcoin? The SATA Sweep Option (Strive preferred, ~12.75% yield) offers the same structure with a dollar-denominated destination — a natural on-ramp at your own pace.

Who We Walk Alongside

Built for Faithful Stewards

Families Building a Heritage

Parents and grandparents who understand that wealth is not just a number — it’s a responsibility to the people who come after you. You want to leave more than a will. You want to leave a foundation that actually holds value across generations.

Workers Tired of the AUM Trap

You’ve worked hard, saved faithfully, and watched fees quietly compound against you. You suspect the system isn’t designed for your benefit — and you’re right. You’re ready for a flat-rate partner who earns a fee once and then roots for your success, not your dependency.

New-to-Bitcoin Learners

You know something is broken. You’ve heard about Bitcoin but don’t know where to start without getting it wrong. You want a partner who walks alongside you — who’s already built the system and uses it — and who educates rather than sells.

The Cautious & the Skeptical

Not ready for direct Bitcoin exposure yet? The SATA sweep option gives you the same disciplined structure with a high-yield dollar-denominated asset. Your journey, your pace. The door to real sovereignty stays open when you’re ready to walk through it.

Client Stories

Voices From the Journey

“

[Your most powerful client story goes here — ideally something about the moment a client truly understood that their savings were being eroded, and what it felt like to have a real plan for the first time. 2–3 sentences.]

JD
J. Doe — replace with real name Heritage Package · [City, State]
“

[A testimonial about the education — how understanding the STRC ROC advantage or the inflation numbers changed how this person thinks about money. The “I never knew” moment.]

SM
S. Miller — replace with real name Roots Package · [City, State]
“

[A testimonial focused on the legacy/generational angle — a parent or grandparent who now has a plan for their children that they didn’t have before. The “I’m doing this for them” voice.]

RK
R. Kim — replace with real name Quarterly Checkup · [City, State]
“

[A testimonial from a skeptic who came around — someone who was hesitant about Bitcoin or the whole approach and now feels like they finally have something real. The “real hope, not fiat promises” story.]

TC
T. Chen — replace with real name Heritage Package · [City, State]

To add real testimonials: find <!-- TESTIMONIALS --> in the HTML and replace the placeholder quotes, initials, names, packages, and locations. Delete the italic replace with real name notes and this instruction paragraph when done.

What This Replaces

The Full Stack of Professionals We Partner to Replace

You’re not comparing Coinstead to free. You’re comparing it to $37,000–$55,000 worth of fragmented, Bitcoin-ignorant professional services — most of which have no plan for your grandchildren.

Service ReplacedTypical Market CostWhat Coinstead Partners to Deliver Instead
Financial Advisor (1% AUM)$5,000–$15,000/yrFlat-rate coaching — pay once, your wealth is yours
Comprehensive Financial Plan$3,000 one-timeIncluded in every onboarding partnership
Estate Planning Attorney$1,500–$5,000Coordinated via Gannett Trust — Bitcoin-native, generational
Bitcoin Custody Consultant$200–$500/hrHardware setup + multisig self-custody training included
Bitcoin-Native Trust CompanyTypically unavailableReferral to Gannett Trust — first US Bitcoin trust co.
Tax-Aware Income Strategy$150–$400/hrSTRC ROC treatment & sweep positioning — knowledge that should be yours
Probate Costs Avoided$7,500–$35,000Trust coordination ensures your inheritance reaches generation three
Total if purchased separately$37,000–$55,000+Coinstead Heritage Package: $8,900 one-time
The First Step

Seed — Where Stewardship Begins

Most financial advice starts at a quarter-million dollars. Seed starts where you are. A four-week coaching program for households setting aside a few hundred dollars a month — railroad, ranch, oil and gas, trades. Get an honest number, a plan out of debt, a real emergency reserve, and your first Bitcoin. In person or online.

“The kingdom of God is as if a man should scatter seed on the ground… and the seed sprouts and grows; he knows not how.” Mark 4:26–27

Week 1

Honest Weights

Your real monthly number — not the estimate. The truth about what comes in and goes out.

Week 2

The Borrower

A dated plan to get out from under consumer debt. Freedom, one payment at a time.

Week 3

The Ant

An emergency reserve, opened and funded in the room. Storing wisely for the hard season.

Week 4

The Seed

Your first Bitcoin and a 24-month roadmap. Plant, and leave the growing to God.

Group Cohort

Seed Circle

Eight to ten households working through it together over four weeknights — in person or online. Your numbers stay private — you’re never asked to say a figure out loud.

  • 4 sessions · 90 minutes each
  • One private 30-minute session
  • Participant workbook & 24-month roadmap
  • Optional 5th night for questions
One-on-One

Single Seed

Just you and your spouse at the table — your actual statements, your actual plan, built together over four focused sessions.

  • 4 private sessions · 90 minutes each
  • Your real numbers, start to finish
  • Participant workbook & 24-month roadmap
  • Direct email support throughout

Every dollar credits forward. If you move up to the Roots package later, the full amount you paid for Seed comes off the price. Seed is built to be the first rung — the least expensive way into the work, and a real step in its own right.

Bring Seed to Your Group
In person or online · Cohorts forming now

Interested in a Group Session?

Gathering a few families from your church, your shift, or your circle? Tell me who you’d bring and which nights work. When there’s enough interest for a cohort, you’ll be the first to know — and the household that brings people gets a seat as a mentor, free.

Express Interest — 60 Seconds →

Opens a short Google Form. No cost, no commitment — just tell me you’re interested.

The Partnership Options

Choose How We Walk Together

Ready for the full strategy? These are the next step past Seed. No AUM fees, no percentage of your wealth taken year after year — a flat-rate partnership, one-time to build your foundation, ongoing if you want a continued guide.

Heritage Partnership

Heritage Package

Our most complete partnership. Five sessions to build your entire foundation — the STRC pipeline, River or Strike automation, multi-vendor multisig self-custody, the Legacy Library, and a personal introduction to Gannett Trust to ensure your Bitcoin reaches your children’s children.

  • ✓5 sessions — full strategy built together
  • ✓Hardware wallet + engraved seed plate included
  • ✓Gannett Trust referral — Bitcoin-native generational plan
  • ✓Legacy Library — all 4 core books
Start the Conversation
Roots Partnership

Roots Package

Three focused sessions to get your STRC sweep running, your River or Strike account configured, and your self-custody foundation in place. The seeds are planted — ready to grow on their own from day one.

  • ✓3 sessions — sweep pipeline built & tested
  • ✓STRC + Bitcoin sweep fully automated
  • ✓2 core books + 30-day follow-up
Start the Conversation
Ongoing Guidance

Monthly · Quarterly · Annual

For clients who want a continued partner after their foundation is built. Three tiers of ongoing stewardship — from monthly high-touch sessions to a single annual review. Always flat-rate. Always in your corner.

  • ✓Regular strategy check-ins
  • ✓BTC accumulation monitoring
  • ✓Annual pay discount available
Start the Conversation
Full Pricing & Details

See exactly what’s included, what it costs, and how to pay.

All packages, payment options (including a meaningful Bitcoin discount), the AUM comparison, and the full value breakdown — on one dedicated page.

View Full Pricing →

Packages can be combined · Meaningful discount for Bitcoin payment · Installment options available

Gannett
Trust
Heritage Package Exclusive

Your Bitcoin Needs a
Bitcoin-Native Trustee

An estimated 3.7 million Bitcoin may already be permanently lost — not to hackers, but to inadequate estate planning. Traditional trust companies don’t understand Bitcoin. Most estate attorneys can’t properly title it in a trust structure.

Gannett Trust Company is the first Bitcoin-native trust company in the United States, Wyoming-chartered and backed by Unchained. They can serve as institutional trustee for your Bitcoin estate — ensuring what you’ve built faithfully reaches your children’s children.

Heritage Package clients receive a warm personal introduction to Gannett Trust as part of their generational wealth plan — coordinated alongside your multisig setup and your Bitcoin Access Plan.

Learn more → gannetttrust.com
Without a Bitcoin-native estate plan, your heirs may inherit nothing. A court order cannot recover Bitcoin from a lost seed phrase. This is why generational planning is not optional — it is the whole point.
The Legacy Library

Know What You Own & Why

Every client receives a curated reading curriculum. Premier and Launch clients receive physical or digital books. All partnerships include session homework and digital guides.

The Bitcoin Standard

Saifedean Ammous — The economic case for Bitcoin as the hardest money ever created. Required reading.

The Price of Tomorrow

Jeff Booth — Why technology deflates and inflation is a policy that steals the value of your labor.

Broken Money

Lyn Alden — 5,000 years of monetary history showing exactly how the current system fails the working class.

Bitcoin is for Everyone

Natalie Brunell — The accessible on-ramp. Perfect for new clients or family members who need to understand why.

STRC + Bitcoin Sweep Guide

Coinstead client guide — how the distribution works, why it’s tax-free, how the sweep pipeline operates.

Self-Custody & Multisig Guide

What it means to truly own your Bitcoin, why multisig matters for your family, and how multi-vendor key security protects it.

Begin the Partnership

Start the Conversation

No pressure. No jargon. Just an honest conversation about where you are, what you’ve built, and what’s possible for your family’s future.

Coinstead Financial Services

I partner with working families who are ready to stop trading their most valuable asset — time — for a currency designed to lose value. If you believe your labor deserves to be stored in something honest, let’s talk.

Discovery calls are free and run about 30 minutes. No obligation. If there’s a fit, we talk next steps. If not, you leave with a clearer picture of what your strategy should look like — and that’s worth something too.

✉coinsteadfinancial@gmail.com
📞(307) 417-0502